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The Future of Financial Education

Financial education has long been considered a cornerstone of responsible adulthood. However, the traditional methods of imparting this crucial knowledge often fall short, being seen as tedious or overly complex. As we move into an increasingly digital age, the landscape of financial education is undergoing a significant transformation, thanks in part to the concept of gamification. Platforms like Doshi are at the forefront of this revolution, making financial literacy not just informative but also engaging for people of all ages.

The Importance of Financial Education

Understanding the basics of budgeting, saving, and investing is essential for financial well-being. Yet, many people lack these fundamental skills, leading to poor financial decisions that can have long-lasting repercussions. For example, a recent journal published by Cambridge University press highlighted that ‘64% of adults in developing countries are unable to set up a bank account due to lack of help and information’, thus continuing the poverty cycle for their children and future generations. The need for effective financial education is not just a personal requirement but a societal one, impacting everything from individual mental health to the overall economy.

The Power of Gamification

Traditional financial education can be extremely intimidating to individuals, as proper financial terms can be overwhelming and confusing to the untrained eye. Moreover, it can be difficult for users to put what they have learnt into practice without demonstrations of real life examples (G, Kalmapourtzi; 2023). This is where gamification comes in. Gamification involves the use of game-like elements in non-game contexts, and it's proving to be a game-changer in the realm of financial education. By turning learning into an interactive and rewarding experience, gamification increases engagement, retention, and application of financial concepts. It's not just about earning points or badges; it's about making the learning process so enjoyable that users want to come back for more.

Doshi's Gamified Approach

It is common knowledge that microlearning is a highly successful approach when it comes to general learning as it is far more engaging yet less time consuming. Doshi has integrated gamification into its financial literacy programs, offering a range of expert-validated mini-modules that are as enticing as they are educational. Not to mention the psychological benefits users gain from completing a module. Unlike in other subjects such as languages, financial fitness can take years to reap the reward; by having quizzes at the end of each section the instant gratification users gain from using Doshi can really help to drive user engagement while helping to build their long term memory. From interactive quizzes to real-world simulations, Doshi's platform turns the often monotonous task of learning about finances into an exciting journey by using the following aspects: 

1. Personalised Challenges

One of Doshi's standout features is the ability to offer personalised challenges tailored to individual financial goals. Whether you're a student looking to understand loans or a retiree wanting to manage investments, Doshi's AI-powered platform provides challenges that are relevant to you.

2. Rewarding Engagement

Doshi takes gamification a step further by offering local rewards to incentivize learning. Completing modules and challenges not only provides the satisfaction of achievement but also tangible rewards, deepening the user's engagement and relationship with their financial institution.

The Impact on All Ages

While the younger generation may be more accustomed to gamified experiences, the benefits extend to all age groups. The interactive and rewarding nature of gamified financial education can engage even those who might have found traditional methods uninspiring, making it a universally effective approach.


The future of financial education is bright, and gamification is lighting the way. Platforms like Doshi are pioneering this new approach, making financial literacy accessible, engaging, and effective for people of all ages. As we move forward, embracing these innovative methods will be key to ensuring a financially literate and responsible society.

By integrating gamification into the fabric of financial education, we're not just making learning fun; we're making it impactful, creating a future where financial well-being is within reach for everyone.

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